Tired of Splitwise limits?
Meet Expense Monitor.
Log unlimited expenses, split complex bills with multiple payers, and enjoy zero ads. Everything you loved about shared ledgers — minus the paywalls.
Expense Monitor vs Splitwise
See why flatmates and couples are making the switch.
| Feature | Expense Monitor | Splitwise Free |
|---|---|---|
| Daily Expense Logging | Unlimited | 3 per day (paywalled) |
| 10-Second Countdown Popups | Never (Instant) | Yes, on free tier |
| Banner & Full-Screen Ads | Zero Ads (Clean) | Intrusive ad banners |
| Multiple Payers per Expense | Included Free | Requires Splitwise Pro |
| Install without App Store (PWA) | Yes, works anywhere | No (App Store only) |
| Offline Math & Logging | Full offline support | Limited offline cache |
| Subscription Cost | $0 / Free Forever | $39.99 / year for Pro |
Why Expense Monitor Feels Better
Add as many expenses as you want, whenever you want. No artificial countdown timers, no daily 3-expense caps, and no nagging popups.
Did two people split the dinner bill and three people eat? Expense Monitor calculates multi-payer shares and net balances with mathematical accuracy.
No sponsored credit card ads or spam notifications. Your financial transactions are strictly private to members of your shared space.
Frequently Asked Questions
Why are users switching from Splitwise to Expense Monitor?
Splitwise recently restricted free users to only 3 expense additions per day and introduced mandatory 10-second countdown timers before adding a bill. Expense Monitor was built to provide an unlimited, fast, and completely free shared ledger without paywalls or ads.
Can I split expenses with more than two people on Expense Monitor?
Yes. You can create spaces with any number of flatmates, couples, or trip members. You can split bills equally, by exact amount, or assign multiple payers to a single bill.
Do my friends need to download an app from Google Play or the App Store?
No app store download is required. Expense Monitor is a Progressive Web App (PWA). You can open it in any mobile browser or tap "Add to Home Screen" to install it instantly with offline support.
Is Expense Monitor really free?
Yes, Expense Monitor is 100% free. There are no subscriptions, no premium tiers, and no ads. Your data remains private and is never sold to advertisers.